Other Important Plan Information

Administrative Information

Plan Administrator

The Plan Administrator is:

U.S. Benefits Committee of S&P Global
55 Water Street
New York, NY 10041-0004
1-212-438-1000

The Plan Administrator has responsibility for the interpretation and construction of the Plan and final authority with respect to operation and administration of the Plan, including the day-to-day responsibility for its operation and administration and determinations regarding claims for benefits. The Plan Administrator has the power and the duty to take all actions and to make all decisions necessary or proper to carry out its responsibilities, powers and duties under the Plan. All determinations of the Plan Administrator as to any question involving its responsibilities, powers and duties under the Plan, including, without limitation, interpretation of the Plan, or as to any discretionary actions to be taken under the Plan, are solely at the discretion of the Plan Administrator and shall be final, conclusive and binding on all persons claiming to have any right or interest in or under the Plan.

In addition to any implied powers and duties, the specific powers and duties of the Plan Administrator include the power and duty to:

• Make and enforce such rules and regulations as it deems necessary or proper for the efficient administration of the Plan;
• Construe and interpret the terms and provisions of the Plan and all documents which relate to the Plan, and to decide any and all matters arising under the Plan, including the right to remedy possible ambiguities, inconsistencies or omissions;
• Determine the eligibility for benefits under the Plan by investigation and review of the facts or otherwise;
• Investigate and make factual or other determinations with regard to any matter related to the Plan; and
• Review benefit claims and approve or deny any benefit claim, as described in Claim and Appeal Procedures.

The Plan Administrator may delegate duties and responsibilities as it deems appropriate to facilitate the day-to-day administration of the Plan and, unless the Plan Administrator expressly provides to the contrary, any such delegation will carry with it the Plan Administrator’s full discretionary authority to accomplish the delegation. By participating in the Plan, you accept the Plan Administrator’s authority.