S&P Global Inc. 401(k) Summary Plan Description

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Other Important Plan Information

If You Formerly Participated in Another Plan

Participants Formerly Employed by Grow Network/McGraw-Hill (“Grow Network”)

If you formerly participated in the Grow Network/McGraw-Hill 401(k) Profit Sharing Plan and Trust (the “Grow Plan”):

  • You will receive Continuous Service credit for your prior service with Grow Network for purposes of vesting and eligibility under the Plan.
  • If you die before the portion of your Plan Account attributable to the assets from the Grow Plan (the “Grow Account”) is distributed to you, your Grow Account will be distributed in a single lump sum to your beneficiary.
  • If your beneficiary is your surviving Spouse, such distribution must be made by the later of:
    • December 31 of the calendar year following the calendar year of your death; and
    • December 31 of the calendar year in which you would have attained age 72.
  • If your beneficiary is anyone other than your surviving Spouse, such distribution must be made by December 31 of the calendar year of the fifth anniversary of your death.
  • If you are eligible to participate in the Plan and to have profit sharing contributions credited to your Plan Account, you will be 100% vested in all future profit sharing contributions.