S&P Global Inc. 401(k) Summary Plan Description

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Eligibility and Enrollment

Enrolling to Participate in the Plan

Enrollment Information, Password, Website and Phone Number

If you are eligible for the Plan, you will have online access to a brochure with an overview of the Plan and information on setting up your user ID and password on The 401(k) Savings and Profit Sharing Plan of S&P Global and Its Subsidiaries website www.netbenefits.com. Once you access the site, you can designate the percentage of pay you want to contribute and how you want your savings to be invested. Visit www.netbenefits.com or call Fidelity at 1-800-835-5095.

Once you are enrolled in the Plan, you will receive an email to guide you to online quarterly account statements that include information about your contributions to the Plan and the performance of the investment options available under the Plan, as well as other important information about your Plan account.

Please keep in mind that your password can be used to access your personal account information and request transactions such as withdrawals and distributions. It is also your legal signature for all Plan transactions, so you should be sure to maintain the confidentiality of that information. You should verify that your email address and permanent address on file are up to date, especially if you recently moved, were divorced or separated from your Spouse. This is important to protect your privacy because Plan communications, including but not limited to, account statements, legally required communications, confirmation statements and temporary password requests, may be mailed to the permanent address on file at the Plan.

It is important that you take precautions to keep your login credentials and personal information confidential and maintain good online safety habits. For tips on cybersecurity, see Your Responsibilities. Identify theft and cybersecurity attacks are an increasing problem. Your Plan accounts may not be insured against losses attributable to identify theft or losses resulting from unauthorized access. A loss may be protected under the Fidelity Customer Protection Guarantee. Refer to the Fidelity Customer Protection Guarantee for more information about how you can keep your benefits safe and to see when the Fidelity Customer Protection Guarantee will reimburse losses due to fraud when you take steps to help us protect your account.