Loans and Withdrawals

Loans

Domestic Abuse Withdrawals

If you are the victim of domestic abuse by a spouse or domestic partner, you may request a withdrawal from your Plan Account, up to the lesser of $10,000 (for 2025) or 50% of your vested account balance. “Domestic abuse” for this purpose is defined as physical, psychological, sexual, emotional, or economic abuse, including efforts to control, isolate, humiliate, or intimidate the victim, or to undermine the victim’s ability to reason independently, including by means of abuse of the victim’s child or another family member living in the household.

A domestic abuse withdrawal can only be taken within the one-year period following the date of a domestic abuse incident. Participants who have terminated employment with the Company are not eligible to take a domestic abuse withdrawal. If you are receiving severance installment payments under a separation plan or severance plan of the Company, you will not be treated as having "terminated employment” for this purpose until the end of your separation period under that plan. Domestic Abuse withdrawals will be taken pro rata from vested balances of all available sub-accounts in your Plan Account, unless you request that your withdrawal be taken from certain sub-accounts by calling Fidelity at 1-800-835-5095.

If you take a domestic abuse withdrawal, you may be able (but are not required) to repay the amount of the withdrawal to your Plan Account within three years of taking the withdrawal. To make the repayment, you must meet the requirements for making a rollover contribution to the Plan.

If you are a former Kenny Plan participant, you will not be eligible to take a Domestic Violence Distribution.