More than $7,000

• Take your entire Plan Account balance in a single lump sum payment.
• Take your entire Plan Account balance in a single lump sum payment as a direct rollover to an IRA, 403(b) plan, governmental 457 plan, or to the qualified plan of another employer that accepts rollovers.
• Take your entire Roth contribution sub-account balance in a single lump sum payment as a direct rollover to a Roth IRA. Your Roth account balance can also be rolled to a qualified plan of another employer that accepts Roth 401(k) rollovers.
• Take your distribution in installments over a fixed period that is not longer than the lesser of your life expectancy (or the combined life expectancies of you and your beneficiary); such installments may be paid to you annually, semi-annually, quarterly or monthly.
• Take one or more partial distributions of your Plan Account of at least $1,000 each. There is no limit on the number of requests for a partial distribution that may be made in a given calendar year.
• Take your entire Plan Account balance paid in part to you directly and in part as a direct rollover.
• For amounts attributable to the Kenny Plan or another money purchase pension plan, have such amounts paid to an insurance company to purchase (i) a single life annuity; (ii) a 50%, 75% or 100% joint and survivor annuity; or, (iii) in the case of the Kenny Plan, also installments over a term certain period up to ten years (a “Term Certain Annuity Contract”). You will receive more information upon your termination of employment if this is applicable to you. For more information on your rights and the restrictions under the Kenny Plan, please refer to If You Formerly Participated in Another Plan.
• Defer receipt of your Plan Account.

$7,000 or less, but greater than $1,000

• Take your entire Plan Account balance in a single lump sum payment.
• Take your entire Plan Account balance in a single lump sum payment as a direct rollover to an IRA, 403(b) plan, governmental 457 plan, or to the qualified plan of another employer that accepts rollovers. Roth contributions can be rolled to a Roth IRA.
• Take your entire Plan Account balance paid in part to you directly and in part as a direct rollover.
• If you fail to elect a single lump sum payment, rollover, or combination by the date that is 60 days after termination, your entire Plan Account balance will be rolled over into an IRA established by the Plan Administrator in your name. If you have a Roth balance, a Roth IRA will be established by the Plan Administrator in your name.

$1,000 or less

• Take your entire Plan Account balance in a single lump sum payment.
• Take your entire Plan Account balance in a single lump sum payment as a direct rollover to an IRA, or Roth IRA, 403(b) plan, governmental 457 plan, or to the qualified plan of another employer that accepts rollovers.
• Take your entire Plan Account balance paid in part to you directly and in part as a direct rollover.
• If you fail to elect a single lump sum payment, rollover, or combination by the date that is 60 days after termination, your entire Plan Account balance will be paid directly to you at your last known address on file with the Plan.