S&P Global Inc. 401(k) Summary Plan Description

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Fidelity Customer Protection Guarantee

For More Information

More information about the program is available by visiting www.netbenefits.com or by calling Fidelity at 1-800-835-5095. (If you’re outside of the United States, please visit https://www.fidelity.com/customer-service/phone-numbers/international to find a toll-free number. Representatives are available between 9 a.m. and 5 p.m. Eastern Standard Time, Monday through Friday.

The Fidelity Customer Protection Guarantee does not alter or supersede any account or other agreements that you have with Fidelity and is offered under the laws of Massachusetts.

Disclaimer: Eligibility for the Fidelity Customer Protection Guarantee is contingent on your compliance with eligibility requirements set forth herein, as well as those set forth on the Security Center of the S&P Global Inc. Retirement Plan benefits website, www.netbenefits.com, including, but not limited to the Fidelity Customer Protection Guarantee FAQs (collectively the “Guarantee Materials”). S&P Global Inc. reserves the right to amend, modify, or supplement the Guarantee Materials at any time, for any reason, with or without notice.

In addition, S&P Global Inc., the U.S. Benefits Committee of S&P Global, and the Plan are not responsible for any losses attributable to actions you take that undermine or compromise the security of your Plan account(s), whether or not such actions would lead to a loss of coverage under the Fidelity Customer Protection Guarantee. Such actions include, but are not limited to, sharing your account password, assisting a third-party in accessing your account by providing two-factor authentication information to the third-party, or otherwise granting access to your account to a third-party, including a financial intermediary or advisor.