S&P Global Inc. 401(k) Summary Plan Description

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Continuous Service and Breaks in Service

Breaks in Service and Reemployment

If you are credited with 500 hours of service or less in any period of 12 consecutive months beginning on the date you are hired by the Company or any anniversary of your date of hire, and your employment with the Company is terminated, a break in service occurs.

However, a break in service does not occur if your employment with the Company is not terminated and if the reason you were credited with 500 hours of service or less is that you were on an approved leave of absence. Please refer to If You Are on a Leave of Absence.

If your employment with the Company terminates and you are later rehired by the Company, the period between your termination and your reemployment may result in a break in service (because you may have worked 500 hours or less in the 12 consecutive months following the anniversary of your employment). Upon your rehire following a break in service, you will receive credit (for eligibility and vesting in profit sharing contributions) for your Continuous Service prior to your termination with the Company.